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Persons enrolled in an individual or employer-sponsored high deductible health plan, with an HSA deposit account at OptumHealth Bank, have the opportunity to invest a portion of their tax-advantaged HSA dollars in well-established mutual funds covering a diverse set of asset classes. The ability to invest in mutual funds provides account holders with more flexibility and choice as they seek to manage their HSA assets.
The table below lists the investment options available as part of the standard OptumHealth Bank HSA. Your actual investment options may vary depending on your specific HSA plan.
| Fund Name |
Ticker Symbol |
Brief Description |
| John Hancock Classic Value |
PZFVX |
Large Cap Value |
| Vanguard Wellington |
VWELX |
Balanced |
| Neuberger Berman Fasciano |
NBFSX |
Small Cap |
| Vanguard Global Equity |
VHGEX |
International |
| Vanguard S&P 500 Index |
VFINX |
Index |
| John Hancock High Yield A |
JHHBX |
High Yield Bond |
| PIMCO Real Return Fund |
PRTNX |
Fixed Income |
| John Hancock Money Market |
JHMXX |
Money Market |
Note: Any investments made in these mutual funds are not FDIC-insured, are not guaranteed by OptumHealth Bank and may lose value. Consumers invest at their own risk. Fund ratings represent past performance and are not a guarantee of future results. Investment returns and principal value will fluctuate and investor’s shares, when sold, may be worth more or less than their original cost.
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You must maintain a minimum available balance in your HSA that exceeds your investment threshold before you can make investments. Investments can be made in $100 increments. Refer to your schedule of fees in order to determine the investment threshold that applies to your account.
Withdrawals for HSA-eligible health care claims will only be made against your OptumHealth Bank deposit account. Assets invested in mutual funds will not be used to cover HSA claims unless you first liquidate the investment and transfer the proceeds from such sale into your deposit account at OptumHealth Bank.
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