Employer or Broker:  Visit OptumHealth Financial Services

 
My Account:    Log On | Enroll

NEED TO KNOW

You can pay bills or reimburse yourself for qualified medical expenses you've incurred since you were enrolled in a high-deductible health plan and eligible to open an HSA.

Your HSA works like a checking account: you can use it to pay for qualified medical expenses as long as you have the funds to cover them.

It's a good idea to wait for your doctor or other health care provider to file a claim with your medical plan before paying for their services. That way you'll know exactly how much you owe.
 
Ways to Pay

You have several options for paying and reimbursing yourself for qualified medical expenses.

Use your OptumHealth Bank Health Savings Account Debit MasterCard®
Your Debit MasterCard is the easiest way to pay for eligible purchases on the spot or after you receive a bill. There's a $10,000 per 24 hours limit for point-of-service payments with your card.

Pay Bills Online
Use Make a Payment to send payments directly to your health care providers, pharmacy, or other payees. Log in to your account and click on Make a Payment to get started.

Write a Check
If you prefer to pay with checks, you can order them online — $10 for a book of 25. Log in to your account and click on Order Checks.

Reimburse Yourself
When you pay for eligible expenses out-of-pocket, you can log in and request a check disbursement from your HSA using the Reimburse Yourself feature. You can also request a reimbursement to another bank account by filling out the Transfer of Funds – ACH Withdrawal form (PDF) or you can use your Debit MasterCard at an ATM that displays the MasterCard acceptance mark to get cash to reimburse yourself. Note: you’ll need your PIN (mailed to you when you opened your account). There's a $300 per 24 hours limit on ATM withdrawals.*

*There is a $1.50 ATM withdrawal fee. Access fees may also be charged by the ATM owner.

Health savings accounts (HSAs) are individual accounts offered by OptumHealth BankSM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.
OUR PRODUCT & SERVICESABOUT HEALTH SAVINGS ACCOUNTS (HSAs)USING YOUR HEALTH SAVINGS ACCOUNTABOUT OPTUMHEALTH BANKCONTACT US
© 2010 OptumHealth Bank . All rights reserved  Privacy Policy  |  Terms of Use  |  OptumHealth.com  |  OptumHealthFinancial.com