OptumHealthBank.com - Interest Rates

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NEED TO KNOW

If you already have an account, log in to your account to view your monthly statement, which includes your interest rate.

Fees for your HSA account depend on which option you choose.

See fees associated with your account

Interest Rates

Below you will find interest rates for the standard OptumHealth Bank health savings account (HSA).

Note: Interest rates earned on your account may be different than the rates shown because of your specific HSA product. Or, you may have an account that earns no interest but has a lower monthly fee. Check your Welcome Kit for the specific information that applies to your account.

Balance Between...		Interest Rate*	Annual Percentage Yield (APY)*
$15,000	Unlimited	1.00%	1.00%
$5,000.00	$14,999.99	0.60%	0.60%
$2,000.00	$4,999.99	0.50%	0.50%
$1,000.00	$1,999.99	0.30%	0.30%
$500.00	$999.99	0.05%	0.05%
$0.00	$499.99	0.05%	0.05%

Interest rates and APYs are subject to change at any time. Fees may reduce earnings on account.

Health savings accounts (HSAs) are individual accounts offered by OptumHealth Bank^SM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.

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