NEED TO KNOW

If you already have an account, log in to your account to view your monthly statement, which includes your interest rate.

 

Associated Fees

The fees for your account depend on what HSA option you choose. Following are the standard fees for the three types of OptumHealth Bank HSAs.

Note: The fees associated with your account may be different than what is shown below. Check your Welcome Kit for the specific information that applies to your account.

   OptumHealth eAccess   OptumHealth eSaver   OptumHealth eInvestor 

Monthly Maintenance Fee

$1 if your average balance is less than $500

$3 if your average balance is less than $5,000

$3 if your average balance is less than $5,000

Monthly Investment Fee

$3 (balance of $2,000 required to invest funds)

$0 (balance of $2,000 required to invest funds)

$2.50 (balance of $500 required to invest funds)

Other fees you may incur include:

  • ATM withdrawal fee
  • Check order fee
  • Non-sufficient funds fee
  • Stop payment fee

All of the fees associated with your account will be provided with your Welcome Kit.

Health savings accounts (HSAs) are individual accounts offered by OptumHealth BankSM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.


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