OptumHealthBank.com - Our products and services

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NEED TO KNOW

To open an HSA, you need to have an eligible high-deductible health plan. Find out if your plan qualifies or look for a plan that does.

Learn more about eligibility

LEARN THE BASICS OF HSAs

Find out the benefits of HSAs and the details about how they work to help decide if opening one is right for you.

Our Products & Services

OptumHealth Bank provides products and services to help you save and pay for health care. We also offer accounts that help you manage an insurance benefit when a loved one dies or becomes disabled.

Health Savings Accounts (HSAs)
An OptumHealth Bank HSA lets you save pretax money to pay for qualified health care expenses – such as doctor visits, prescription drugs and dental and vision care – now or in the future.
HSA Investment Services
Once the balance in your HSA reaches a certain designated balance, you have the option of investing a portion of your savings in mutual funds*.
Wealth Management Account
An OptumHealth Bank Wealth Management Account^SM gives beneficiaries of insurance proceeds time to decide how to use the funds, plus safe and convenient ways to access their money.

* Investments are not FDIC-insured, are not guaranteed by OptumHealth Bank and may lose value.

Health savings accounts (HSAs) are individual accounts offered by OptumHealth Bank^SM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.

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