HSA investors now have additional options for potentially growing their health care dollars. With the recent addition of five new funds available for self-directed investing, account owners meeting the investment threshold have even more flexibility when it comes to selecting mutual funds to meet personal investment goals.
Your investment options OptumHealth Bank account owners who meet their designated investment account balance now have additional options to diversify their tax-free HSA dollars. These five new funds include two short-term bond funds and three new equity mutual funds. Now, eligible account holders have more choices with fund offerings that include growing asset classes such as real estate and international emerging markets, as well as additional fixed-income funds.
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Mutual Fund |
Ticker Symbol |
Asset Class |
|
Neuberger Berman Real Estate* |
NREAX |
Commercial Real Estate Stock |
|
Oppenheimer Developing Markets* |
ODMAX |
International Emerging Markets Stock |
|
American Funds Capital World |
CWGFX |
International Developed Markets Stock |
|
PIMCO Small Cap Stock Plus* |
PCKAX |
Small Cap Blend Stock |
| Keeley Small Cap Value |
KSCVX |
Small Cap Value Stock |
|
Munder Mid Cap Core Growth |
MGOAX |
Mid Cap Growth Stock |
|
John Hancock Large Cap Equity |
TAGRX |
Large Cap Growth Stock |
|
Mainstay S&P 500 Index |
MSXAX |
Large Cap Index |
|
Thornburg Value Fund |
TVAFX |
Large Cap Value Stock |
|
Goldman Sachs Growth Strategy |
GGSAX |
Asset Allocation Growth |
|
Goldman Sachs Growth & Income Strategy |
GOIAX |
Asset Allocation Growth and Income |
|
Goldman Sachs Balanced Strategy |
GIPAX |
Asset Allocation Balanced |
|
John Hancock High Yield |
JHHBX |
High Yield Bond |
|
PIMCO Real Return Fund |
PRTNX |
Long Term Bond |
|
PIMCO GNMA* |
PAGNX |
Long Term Bond |
|
PIMCO Low Duration* |
PTLAX |
Short Term Bond |
|
JP Morgan Prime Money Market Fund |
VPMXX |
Cash |
| |
|
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| * New fund for 2011 |
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| (Funds available as of April 29, 2011. Asset classes and funds are listed from higher risk to lower risk based on 3-year standard deviation on December 31, 2010.) |
Eligible account owners have significant advantages when choosing to invest in OptumHealth Bank HSA mutual funds:
- Multiple fund families— You are offered access to a range of investment options, as well as the expertise provided by eleven different professional money management firms with excellent track records.
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Asset allocation— You can choose between 10 different asset classes and a risk spectrum of conservative to aggressive investment options.
- No transaction fees— No account set up or transaction fees for mutual fund contributions or transfers.
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Easy account access— Simply log on to OptumHealthBank.com.
OptumHealth Bank works with a registered investment advisor (RIA) that selects mutual funds appropriate for HSAs. The funds have the following advantages:
- Demonstrate strong performance compared to mutual fund peers in the same asset class
- Offer a variety of asset classes that provide strong asset allocation and diversification options
- Offer a choice across the risk-tolerance spectrum from conservative to aggressive
- Report mutual fund management fees that are average or below average compared to peers
For more information
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Investments are not FDIC-insured, are not guaranteed by OptumHealth Bank and may lose value. |
Investors should read the Prospectus carefully and consider the fund's investment objectives, risks, charges and expenses before investing. Prospectuses are available on the investment web site, or by contacting the fund directly.
Investing in certain funds involves special risks, such as those related to investments in foreign securities, small- and mid-capitalization stocks, and high-yield securities.
Mutual fund performance data and ratings represent past performance and are not a guarantee of future results. Investment returns and principal value will fluctuate and investor's shares, when sold, may be worth more or less than their original cost. All funds may be purchased at net asset value (NAV) without a front end load. Redemption fees may apply.
Mutual fund investment options are made available through the services of an independent investment advisor and shares are offered through Devenir, LLC, a registered broker-dealer.
OptumHealth Bank and its affiliates receive compensation for providing various services to the funds, including distribution (12b-1) and sub-transfer agent fees. |
