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NEED TO KNOW

You need to have an eligible high-deductible health plan to enroll in and contribute to an HSA. We can help you find one.

 Find out about HSA health plans
 
TIPS & TOOLS
Use our HSA calculators to find out how much you can contribute.
Download the OptumHealth Bank HSA User Guide (PDF) for all the details.
Enroll in an OptumHealth Bank HSA.
About Health Savings Accounts

A health savings account (HSA) combined with an eligible high-deductible health plan puts you in control of your health-care savings and spending.

  • Benefits of an HSA
    An HSA is a health-wise way to:

     Deposit your health care dollars.
     Grow your savings.
     Save on taxes.
     Pay for health care now or later.
    • High-Deductible Health Plans
      Health plans that you can use with an HSA must meet IRS guidelines for annual deductibles and out-of-pocket maximums.

    Health savings accounts (HSAs) are individual accounts offered by OptumHealth BankSM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.
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